So - I get to spend part of today negotiating new car insurance.
See, my old insurance wasn't charging me the "surcharges" for having a ticket. I was being charged a higher rate for having a bad driving record, but not charged for the individual infractions. Does that make sense to you?
Me neither.
I pointed out that I could get my old rate through a competitor. They don't care.
And yes, they will still take the money come January 1st, no way to stop it. BUT if I cancel the policy before the 1st, they will reimburse that money back to me. So, there's a germ of good news there.
Insurance is such bullshit. I understand the basics of it - pay a little bit each month to safeguard you from ever needing a huge amount of money in a hurry. But the realities (that the minute you actually USE the insurance that you're paying every month for, they start charging you an arm and a leg because you're a "risk") make my teeth clench.
I'm feeling some anarchy coming on. Watch out.
See, my old insurance wasn't charging me the "surcharges" for having a ticket. I was being charged a higher rate for having a bad driving record, but not charged for the individual infractions. Does that make sense to you?
Me neither.
I pointed out that I could get my old rate through a competitor. They don't care.
And yes, they will still take the money come January 1st, no way to stop it. BUT if I cancel the policy before the 1st, they will reimburse that money back to me. So, there's a germ of good news there.
Insurance is such bullshit. I understand the basics of it - pay a little bit each month to safeguard you from ever needing a huge amount of money in a hurry. But the realities (that the minute you actually USE the insurance that you're paying every month for, they start charging you an arm and a leg because you're a "risk") make my teeth clench.
I'm feeling some anarchy coming on. Watch out.